A new app”Death Clock,” powered by AI, is making waves by predicting when you might die. According to Bloomberg, the app has been downloaded 125,000 times since it launched in July. It uses AI trained on a huge dataset from over 1,200 life expectancy studies with 53 million participants.

The app takes into account factors like diet, exercise, stress, and sleep to give a more accurate prediction of your life expectancy. This is a big improvement over the traditional life tables that governments and insurance companies use.

While the idea of a “death clock” might sound a bit morbid, many people are using it to help them live healthier lives. The app has become popular in the Health and Fitness category of apps.

It also has potential uses beyond personal health, such as for financial planning. Life expectancy plays a big role in things like retirement planning, life insurance, and pension funds.

The website link – Death Clock

For example, the U.S. Social Security Administration has its own life expectancy tables, which estimate how long a person might live. But these tables can be quite inaccurate, as they don’t take into account individual lifestyle factors. AI-powered tools like the Death Clock can give a more tailored prediction.

The idea of measuring life expectancy accurately is important in many areas of economics. Recently, two research papers from the National Bureau of Economic Research discussed how life expectancy affects decisions in economics.

One paper found that chronological age doesn’t always reflect how well people function as they get older, which could impact things like retirement policies. Another paper looked at how much people are willing to spend on medical care to reduce the risk of death, with healthier seniors willing to pay more.

Ryan Zabrowski, a financial planner, says better predictions of life expectancy could have a huge impact on personal finance. People often worry about outliving their savings in retirement, and the uncertainty of life expectancy makes this harder to plan for.

The Death Clock could help with this by providing a more accurate estimate of when someone might pass away, allowing them to save and invest more wisely.

However, it’s important to remember that these predictions are not perfect. There are always unpredictable factors, like accidents or illnesses, that can change the course of someone’s life. Social factors like loneliness and gratitude also play a role in how long a person might live. According to research, people who report feeling grateful tend to live longer.

Another issue is the inequality in life expectancy. Wealthier people tend to live longer than those with lower incomes. Research has shown that there is a significant gap in life expectancy between the richest and the poorest, with the difference reaching up to 15 years for men and 10 years for women by age 40.

The Death Clock app costs $40 per year and even gives users advice on how to improve their lifestyle to live longer. It shows a second-by-second countdown of the estimated time remaining, which some people find motivating.

Brent Franson, the developer of the app, says that knowing when you’ll die could be one of the most important things in your life, and the Death Clock is designed to help you live better and plan smarter.

Via